About Us
Cash flow gaps hit fast when a supplier calls or a tax bill lands in Christchurch. We solve it with second mortgage business loans that frees up equity in a residential or commercial property for three to twenty four months, most often six to twelve, from twenty thousand to five hundred thousand based on your trading history.
Property secured business lending is our lane and we’ve closed many second charges across residential and commercial property in Christchurch. We move fast with clear terms, handle valuations and title work, and underwrite based on trading history and a real exit plan rather than a single score.
You get short term funding built for business moves, not long term debt. We fund from $20,000 to $500,000 with terms from three to twenty four months, most second mortgages run six to twelve months with extension possible, pricing is risk based and higher than bank rates because this is short term and higher risk, repayments can be interest only or principal and interest with weekly, fortnightly, or monthly schedules, interest can be capitalised in some cases, early repayment is usually allowed under the contract, and we expect minimum monthly turnover of $20,000 and trading history from six months for smaller loans up to five years for the largest loans.
We fund $20,000 to $500,000 for 3 to 24 months, with most second mortgage loans running 6 to 12 months as short-term or transitional funding with risk based pricing that’s higher than bank lending. We assess real trading history and equity with a minimum monthly turnover of $20,000 and time in business that grows with the loan size from six months at the low end to five years at the top, and we support weekly, fortnightly, or monthly repayments.
Talk with Christchurch Second Mortgage Business Loans about second mortgage business loans in Christchurch today. Call or send a message for a quick quote and an indicative decision within twenty four working hours.
Fast Approvals - $20k to $500k